Does it pay to be smart?  If you are in the need of new staff you want the best don’t you?  You want someone who is smart.  Your business needs smart.  There’s enough dumb around and smart is better than stupid, right?  All positions are about risk and opportunity and if you hire smart the risk is reduced and the opportunity increased.  A smart manager will hire smart staff.  Don’t you agree?  Or maybe not?

You need to fill a role and you meet a really smart candidate.  This candidate will present great future opportunity and fantastically improve your business.  It’s a no brainier.  You want smart and here he is right in front of you.  All you have to do is make the offer.  But you hesitate.

You know there is a real downside to smart.  Firstly, smart is good, possibly too good for the role you have in mind.  Smart will soon become disenchanted and want to move on so you will have to hire all over again.  Or smart will move on taking all your company skills with them.  Nothing worse than having smart only for smart to get better and then move to the opposition.  Even worse smart may rise through the ranks.  You know smart rises to the top and between smart and the top is you.  If you’re not smart, smart may become you.  It takes a brave person indeed to hire someone smarter than they are.  Are you that brave?

All I can say is that I’m smart.  But don’t worry.  I’m not quite as smart as you.

Augmented Reality

Sooner than you can say head up display we’ll all be meandering around pointing our mobile devices at the world and immediately knowing that the shop to your left is offering 50% discount on crop tops, the restaurant to your right has a bean soup salad special for just £6.73 and the bus about to run you over for not actually paying attention to the road is going to Tottenham via Purley Green.

Yes the future is just about here and it is going to be augmented reality mad.

This is a great technological advancement and will enrich our lives like nothing else.  Soon you will never be caught not knowing your neighbour’s dog’s name or how late the six fifteen to Manchester Piccadilly will actually arrive.  Our computers will overlay street names, ingredients on tins and localised weather forecasts as if we couldn’t live without such information.

And when the tech really gets going it won’t be a mobile phone held aloft but a pair of high tech glasses.  Google have already broken ground on this one.  Soon it will be so uncool not to wear glasses.

The only downside will be the inevitable viruses.  Not the predictable blank screen version although that won’t be pleasant over your whole vision of course.  No, fear the augmented pranksters.

Oh, it will start very friendly, perhaps with odd additions such as the next bus is due in 316,928 years, size 10 – you’ve got to be joking madam or this bacon is suitable for Jewish vegetarians.

Then it will move on to projecting strange images.  UFOs will appear up in the sky, Zebra crossings will appear to have actual Zebras crossing and irksome gnomes will pop up all over the place being positively irksome.

Finally like all things it will eventually follow the more sinister route.  Lord Lucan will be sat on park benches all over town, brick walls will suddenly appear in the central lane of the M25 and eight foot scorpions will be lurking in every Fried Chicken doorway, even in Kentucky.

Who cares that the building society is lending at 0.03% over base rate if the Troll behind it is eating a goat?

You have seen the future here.  If you have those glasses of course.

A Modest First Initiative

When you are serious about writing the choice of subject for your first new blog is extremely important.  It has to set a style from the outset, it has to have a subject impact to attract readership and should ideally be timeless.  So I have spent some time contemplating a suitable subject matter and have decided that I want, no less, than to solve the global financial crisis.  An acknowledged ambitious challenge for a new blog with initial limited readership but rivers can be formed one dig at a time and water will not flow until the first spade is swung.

First a quick economics lesson.  The world is in a bit of a fiscal state at the moment.  Few understand why but it is generally thought that it is the fault of greedy bankers holding onto their cash and not giving it out to one and all.  Due to this selfish action by these pin-striped ogres the economy has stalled, no one has had a pay rise for a couple of years and so nobody goes to the shops to buy any luxury goods.  However as we still need to eat and drink and heat our homes the price of some commodities is increasing.

It was all well and good in the fifties.  Back then nobody owned anything so bought themselves a fridge, a record player and a motorbike with sidecar.  By the time we entered the allegedly swinging sixties the family decided that they needed a whole kitchen, a stereo system, a television and then upgraded their motorbike for a small car.  The seventies crowd went for exotic holidays on the edge of the mediterranean, enhanced their TV with video players and upgraded their small car to a mid-sized saloon.  In brown.  Then they bought the house as well.  In the eighties monied, Italian suited men were hailed as heroes as they invented ways to make money fall out of the sky so we all swapped our flats for apartments, videos for disc players and the Rover for a BMW.  By the nineties though we had most things we needed so could only really swap some of the old stuff for new.  We spent cash on better computers and DVD players and a second home.

But during the past decade we ran out of ideas for things to want.  So just idly spent a few quid on making our TVs flatter and stomachs fatter.  We generally lost the will to spend.

Furthermore we became reliant on the rest of the world trying to catch us up but then worried they might use all the ingredients in this planet in doing so.  We became green, mean then selfishly obscene by hoarding what we had.  The aforementioned bankers played their part and the whole system stuttered to a halt.  And no one seems to know what to do.

Except me.

You will have heard of quantative easing, even if you don’t know what it really means.  In essence it’s the process of giving bankers money to get back in the system.  In theory they should filter it down to you and I via cheaper loans and business assistance.  The reality has been ever inflating banks and  They are not giving it out to the right sort.  Now some of you may say “Yes. I agree.  Don’t give the bankers money.  Give it to me.  I could well do with that 50 billion to pay off the loan on my Ford Cortina and beer-fuelled credit card.”  But that would not help.  You would only pay off your debts and then sit on a sofa you had formed from all the rest of the cash.  You are as likely to spend the wonga as the bankers are to pass it to Joe Small Motor Dealers for a bit of well needed collateral.

No the money needs to go to those that will spend it because they have no choice.  Let’s quantatively ease the poorest people on earth.  Let’s see how sub-Saharan Africa deals with just one of those 50 billion.  I guarantee it won’t be wasted on opening Hardlyfax accounts.  No, providing it misses the warlords and gets to the good folk it will be spent on food and pots to put it in.  And the person who makes and sells this food and those that make the pots will upgrade to a bicycle to enable their new multi-drop delivery services to operate.  And the bicycle sellers will be able to buy new tin roofs, from the tin roofs men who will be selling so many they’ll buy fridges in celebration.  And the fridges will be made in Korea and shipped using Japanese built ships whose owners will buy new German cars whilst holidaying in London, meaning several people in several countries will have work to do and be able to feel confident enough to book an exotic holiday.  In Africa.

The circle of wealth.